The last two years have been proven to be the most financially volatile two-year period since The Great Depression, and that was 80 years ago. The current investment climate definitely has its challenges, and this was highlighted especially well during the latter part of 2009. During the global financial crash of 2008, investors liquidated equity positions and other risky investments at a crazy pace. Unfortunately, very few investors and money managers had the foresight to see the stock market rally of 2009.