1. ING direct

First they offer no ATM fees as long as you use All point network ATMs. If you use another, without noticing the mark on it, then the bank will charge you a fee. If you need a check, you can fill it online and the bank will mail it for free.
This bank offers free checking accounts and the balance for accounts under $ 50,000 is 0,25% and up this amount – 1,2%.
With this bank you can make person-to-person payments, which means that as long as you know the account number of the other person you can send money whenever you want.

2. Ally Bank

This bank does not charge every month for maintaining you account and does not require minimum balance inside it. It does not charge fees when you use ATMs and it is not important what kind of ATM it is.
Annual percentage yield is really good in its accounts. For a balance under $15,000 it is 0,5% and for more – it is 1,05%.
The only thing that is not so convenient is that you can not deposit checks at a branch or using devices like smartphones. That is why Ally bank gives its customers postage-paid envelopes that they can use for mailing the deposits.

3. Capital One
It is offering free checking and the tree checking accounts of this bank are free from fees, do not require minimum balance and monthly fees for maintenance.
Capital One bank charges a fee of $2 only when you use an ATM that is not the one of the bank, and along the nine states the Capital One ATMs are not much - about 2,000.
Only if you live in Virginia, Maryland or D.C, you will be charged a monthly fee of $8.95 if your account balance drops below $1500.

4. USAA
It has started as a bank only for military families, but it serves everyone now. It offers free paper checks, no fees per month or for account maintenance. It has the transfer service bank-to-bank.
For customers with military connections it offers remote check deposits that can be done through a computer of smartphone.
The bank allows withdrawing money from ATM, ten times for free, and if the other banks charge you fee for using their ATMs, the bank refunds you $15.

5. PNC
It also offers accounts with no minimum balance or fee for monthly maintenance. If you use an ATM of the bank, then your withdrawals are for free. But its ATMs are mainly based in Northeast and East, so if you live West perhaps this is not your best option.

6. Alliant Credit Union
It is located in Illinois, but it does not matter where you live if you want you can join it.
It has a big network of ATMs which do not take charge and they are over 80 thousand across the whole country.
There are no monthly fees, no minimum balance required. If you make a deposit for at least one month, you can take advantage of the APY (annual percent yield) of 1,10%.

7. Charles Schwab

It is an online bank which offers free checking accounts with the condition to open first a brokerage account, but that is easy because there is no minimum balance required.
When you open the checking account then there is also no minimum balance for it, no monthly maintenance fees, no exchange fee for using ATMs overseas and you receive 0,25 % yield.

8. The Incredible Bank

They are really trying to give the best rate and if you have a checking account in the bank your APY is 1,35%. The bank checking account is free if you do not require paper statements.
There is no fee for ATMs and it reimburses for using other banks` ATMs. But you have to mail the checks if you want to pay your deposit.

How to choose?
You just need to review the conditions carefully and decide which fits you best.
Big yield and no fees do not usually come together so find out which is more important for you. If you have a good amount of money then it is better to search for the best rate. If you just want to save your money, then you have to search for a bank which offers free checking.